Posts Tagged ‘retirement planning’
Planning Matters When Retirees Start Traveling: Practical tips to embark on peaceful and secure adventures in retirement
Retirees often have the time, freedom, and desire to explore new destinations and make the most of their golden years. With careful planning and attention to detail, senior travelers can ensure their trips are safe, enjoyable, and stress-free. Here are five practical tips to help retirees embark on peaceful and secure adventures. Choose Your Destination…
Read MoreGen Z Should Be Your Retirement Role Models: Tips to help your retirement planning as you move towards your goals
Generation Z, the youngest working generation, is commonly thought of as being consumed with the present and uninterested in the future. However, recent research has shown that this stereotype may not be accurate, as many Gen Z individuals are excelling at saving for retirement, despite being in the early stages of their careers. A study…
Read MoreBuilding Generational Wealth With Hard Assets : A five-step guide to build a stable source of income and long-term growth
Generational wealth is the idea of building wealth that can last for several generations, allowing you to create a legacy for your family and provide financial security for future generations. One of the most effective ways to build this type of wealth can be through investing in hard assets that hold their value – and…
Read MoreAs Volatility Increases, So Does Retirement Worry: Tips to combat banking failures, inflation, rate hikes and market corrections
Getting ready for retirement involves more than just calculating how much you will need and the rate you can draw down your savings. The years before you retire is a crucial time to prepare both financially and psychologically. Often – and unfortunately – many retirees underestimate their expenses, get bored without a daily grind and…
Read More12 Strategies to Generate Income in Retirement
When it comes to saving for retirement, maybe you’ve done everything right. You started early, maxed out your 401(k) plan, invested in a diversified portfolio and avoided costly mistakes, such as cashing out your retirement plan. Fantastic. But now comes the hard part: making sure you don’t outlive your money. That’s a tall order for…
Read MoreEleven Smart Moves to Make Your Money Last in Retirement
Financial advisers will tell you that the most telling — and risky — years of your retirement are the five before you leave the 9-to-5 world, and the five after you have forsaken a steady paycheck and learn to live on Social Security, perhaps a pension, and a lifetime of wealth accumulation through a retirement…
Read MoreReasons You Should Plan to Live Until You’re 95: Anchor your financial planning on how long your money needs to last
How long do you think you will live? How long does your money need to last? If you’re like most people, you get this age wrong. The consequence? Faulty retirement planning, overspending now and running out of money before you actually reach your true longevity. Or spending too little now, depriving yourself of a comfortable…
Read MoreRetirement Planning Does Not Stop in Retirement: Five easy pointers to help you plan during all of your retirement years
If you’re retired, you enjoy good news in that you’ll probably live longer and perhaps better that your parents and grandparents did. The bad news: You’ll live a longer and perhaps more expensive life, too. You face decisions your parents or grandparents likely didn’t face before you. This means every year you need to realistically…
Read MoreFacing Down the Fear of Running out of Money: Tips to avoid one of the biggest retirement worries that all of us will face
Retirement is a major milestone that brings many life changes. One thing that doesn’t change for most people: the fear of running out of money. In fact, one of the most frequently reported retirement worries is outliving savings and investments. And interestingly, this is a concern across all ages – many don’t think they’ve built…
Read MoreFive Keys to Authentic Retirement Happiness: The ability to enjoy our golden years is the same as the ability to be happy
People say things like, “When I retire, I am going to be happy,” or “When I don’t have to work anymore, I will be happy.” The truth is, if you don’t think you can be happy until you retire, you won’t be. One of the most recognizable cartoon characters is Snoopy. So much so that…
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