Managing Your Monthly Money Leaks This Year: Spending on non-essential services can hinder your wealth-building efforts

From streaming services and gym memberships to AI assistants and meal kit deliveries, the modern economy thrives on subscriptions. While these recurring charges offer convenience, they can also create a silent drain on your finances. How can you take control of your subscriptions without sacrificing what matters most? The Rise of the Subscription Economy The…

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Start 2026 With a Financial Backup Plan

By Doug Reed How to regain control after a layoff—and design a smarter path to retirement A new year always gives us permission to pause. To breathe. To take stock. But if you’ve gone through a layoff—or you’re worried one could be coming—that pause isn’t just symbolic. It’s necessary. At Life By Design 360, we…

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Planning Strategies to Implement in the New Year: Take action now and make this year a turning point in your financial journey

The start of a new year is the perfect time to revisit your financial goals and refine your strategies. By taking intentional and thoughtful steps, you can strengthen your financial foundation and set yourself up for lasting success. Here are five key strategies to consider, along with the reasons they’re worth implementing. 1. Create a…

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Ten Very Unique New Year Financial Resolutions: Go beyond the basics and think creatively about how you approach money

The New Year is a time for fresh starts and setting goals, but when it comes to financial planning, the resolutions often seem predictable: save more, spend less, and budget better. While these are undeniably important, there’s an opportunity to think outside the box. Below are ten unique financial resolutions that might surprise you —…

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Tips to Navigate Tax Filing Season and the IRS: Be proactive and follow these steps to ensure accuracy and compliance

Tax filing season can be a stressful time for many individuals. Dealing with the IRS and ensuring compliance with tax regulations can seem daunting. However, with proper preparation and a proactive approach, you can navigate the tax filing season with confidence. Here are a few valuable tips to help you effectively deal with the IRS…

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How to Set Achievable Financial Goals for 2024

It’s time to set financial goals that are realistic and attainable. January is an ideal time to lay the groundwork for your financial success in the new year. It’s not just about setting resolutions but also about making practical and straightforward financial decisions. Here’s a guide to help you set achievable financial goals for 2024…

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