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  • April 2023
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The Ultimate Downsizing Checklist Before Retiring: By focusing on goals and priorities, you can create a new, simplified lifestyle

As retirement approaches, many older adults consider downsizing their home as a way to simplify their lives, reduce expenses, and focus on what truly matters. While the process can be emotionally and physically challenging, it can also be liberating and rewarding. To help you navigate this transition, we’ve compiled a comprehensive checklist for downsizing your…

Planning Matters When Retirees Start Traveling: Practical tips to embark on peaceful and secure adventures in retirement

Retirees often have the time, freedom, and desire to explore new destinations and make the most of their golden years. With careful planning and attention to detail, senior travelers can ensure their trips are safe, enjoyable, and stress-free. Here are five practical tips to help retirees embark on peaceful and secure adventures. Choose Your Destination…

Fear Over Social Security’s Future Leads Some to Claim Retirement Benefits Early

Some Americans are claiming Social Security years before full retirement age out of fear their benefits will be cut once the program runs short on cash. They say they want to get as much in benefits as they can before 2034. That is when the retirement program is projected to deplete its reserves, triggering a 23%…

The $1 Trillion Dollar Coin and Other Bad Ideas that Actually Could Harm the United States

by: Doug Reed   There are a lot of people concerned about the financial status of the United States as of May 11th, 2023. As it stands, unless the debt ceiling is raised, the U.S. will default on its bills. That means you might not get your Social Security on time, lenders may quit lending…

A Brief History and How to Look at Social Security: Is it about getting the money back or minimizing the risk of bad outcomes?

Although Social Security did not come into existence until 1935, it can trace its roots back to the first national pension program for soldiers that was passed in 1776 – prior to the signing of the Declaration of Independence. But this “social security” program was only designed for a small sliver of the U.S. population…

The New Mortgage Tax on Good Credit Hits the Middle Class!

by: Doug Reed If you’ve worked hard all your life to keep good credit, pay your bills on time and you want to take out a loan on the American dream, your own home, you’ll pay more than that person that doesn’t pay their bills on time and has bad credit. You’ve been raised correctly,…

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